How Are Personal Injury Claims Settled in Arizona?

Primarily, personal injury claims in Arizona start when someone causes you harm because of their negligence or any other reason, and you file a claim for compensation purposes with the at-fault party’s insurance company. However, in most cases, these claims are settled through negotiations. If not, then you can file a lawsuit against the guilty party.
Understand that Arizona implements at-fault for personal injury cases. That means you must have proof that the accused is guilty of the damage caused so that you can get compensation for your losses.
What Is the Duration of a Personal Injury Claim Settlement in Arizona?
Being involved in an accident, irrespective of the damages caused, can be quite devastating, as it affects your finances and health. Imagine not being able to resume work, and you might have to spend an extended period to pay medical bills. Unfortunately, paying these medical bills can be very expensive, but you will have to pay them out of your pocket if your claim does not fall through.
It is no surprise that victims are often eager to know when their personal injury claim will be settled. Regrettably, there is no time frame set for that. If you are lucky, your claim can be resolved within weeks or months. Note that it could sometimes take a longer period (up to a year, especially if the at-fault party’s insurance company denies your claim).
What Are the Factors to Consider In a Personal Injury Case?
Understand that the more severe your injuries are, the higher your compensation will be. However, there are other factors the court or insurance company will consider. They include:
- Medical costs
- How severe your injuries are
- The level of fault
- Insurance policy limits
- Lost wages
- Property damage
What is Arizona’s Average Settlement for a Personal Injury Case?
Arizona’s average settlement for personal injury cases ranges from about $5,000 to $80,000. However, most insurance companies settle around $100,000 and more. These are just estimates. Your injury determines the amount of compensation you will receive.
Reasons for Arizona’s Statutes of Limitations
Arizona’s statutes of limitations are used for diverse reasons. They include, but are not limited to, the following:
- To assist in settling disputes quickly among the parties involved
- Ensure that civil issues are resolved based on concrete evidence
- To avoid harassing another party by reopening old issues
- Preventing backups in court
Except for special cases involving rare situations, once you do not report or file your personal injury claim in Arizona within two years, your case will be dismissed. That is why it is imperative to get a personal injury attorney in Arizona to help you navigate the entire legal process.
What Can Make a Personal Injury Claim Excellent?
Your personal injury claim needs to be solid, and it requires some factors so that it will not be rejected. Here are some steps to take to make your claim viable:
- Firstly, ensure you document all the necessary information about the accident. That includes how it happened, pictures of the scene, and, if you can, your injuries too.
- Secondly, you have to tell your attorney the truth; honesty is key. You cannot afford to hold back or omit any information regarding the accident because lawyers use victim reports to help get a solid case and compensation.
- Lastly, find your way to the hospital immediately after the accident, even if you feel fine after the accident. Most times, injuries are beyond the physical aspect.
Conclusion
“Make sure you get the right legal support if you are involved in an accident in Arizona so that you will not blindly believe whatever insurance companies do or tell you,” says Attorney Jeffrey Phillips of Phillips Law Group Injury Lawyers. Most of these insurance companies look for ways to trick victims and reduce payouts that might help in covering your damages. Only attorneys do not fall for these tricks because they are experienced.